GCash Services Fees

GCash Services

Fees

Updated as of May 13, 2025

Send Money

None

Bank Transfer

Php 15 per transaction, max of Php 50,000 per transaction

Online Cash In

For BPI and Unionbank (Direct Bank Cash In) - Php 5 regardless of cash in amount

For other banks, fees varying from Php 5 - Php 15

Offline Cash In

User pays 2% for transactions amounting to more than Php 8,000

Offline Cash Out

For =<Php 500: User pays P5

For >Php 500, User pays 1.5% of transaction value, max of Php 10,000 per transaction

Pa-Cash In

2% for transaction amounts higher than P8,000, per month.

Pa-Cash Out

2% of transaction amount

Pay Bills

Php 5 per transaction

Send Load

None

Scan to Pay (Pabayad QR)

P15 per transaction, max of P50,000 per transaction

Self Fund In (Dagdag Pondo)

None

Cash In

None

Cash Out / Payment

None

Static QR

None

Dynamic QR

None

Generate QR

None

Generate Barcode

None

Standard

User pays fees that varies from P5 to P50

Enhanced Security

User pays fees that varies from P5 to P50

Globe Telecom

P1.00 for Below P99 load
P2.00 for P99 and above load

Smart Communications

P2.00 for Below P99 load
P3.00 for P99 and above load

DITO Telecommunity

None

Gaming Pins

None

Billers

Varies per billerranging from P7 - P40

Visa Card Orders

P250

VISA Payment

None

VISA Withdrawal in ATM

Fees vary per ATM, from P8 to P20

AMEX Card Payment

None

GCash Card (International)

None

International Remittance

None

PayPal

None

Payoneer

None

US International Bank Cash In

USD 1

EU Bank Cash In

PHP 120

UK Bank Cash In

PHP 150

Outbound International Transfers

2% of the amount
Min fee of P130, max fee of P1200

Global Pay Scan to Pay (International)

None

Send Money

None

Bank Transfer

P15 per transaction

Pay Bills

Varies per biller
ranging from P7 - P40

Buy Load

1% Convenience Fee

GSave (Deposit)

None

GSave (Withdraw)

None

GCash Travel

None

Deposit

None

Withdraw

None

Subscription

None

Redemption

None

Top-up

None

Withdraw

None

Philippine Stock Exchange (PSE) transaction fees

0.005% of the gross trade amount

Securities Clearing Corporation of the Philippines (SCCP) fees

0.01% of the gross trade amount

Broker's Commission

0.25% based on the total gross amount

Value Added Tax (VAT)

12% of the broker's commission

Stock Transaction or Sales Tax (Final Withholding Tax withheld by the Broker)

0.6% of the gross selling proceeds

Philippine Stock Exchange (PSE) transaction fees

0.005% of the gross selling proceeds bought

Securities Clearing Corporation of the Philippines (SCCP) fees

0.01% of the gross selling proceeds

Broker's Commission

0.25% based on the total gross selling proceeds

Value Added Tax (VAT)

Equivalent to 12% of the broker's commission

Top-up

None

Withdraw

None

Buy

None

Sell

None

Receive Crypto

None

Bitcoin (BTC)

0.001 BTC

Ethereum (ETH)

0.005 ETH

Tether (USDT)

9.9 USDT

USD Coin (USDC)

9.9 USDC

Bitcoin Cash (BCH)

0.0019 BCH

Litecoin (LTC)

0.003 LTC

Uniswap (UNI)

1.15 UNI

Chainlink (LINK)

0.9 LINK

Basic Attention Token (BAT)

27 BAT

Enjin (ENJ)

17 ENJ

The Graph (GRT)

44 GRT

Avalanche (AVAX)

0.02 AVAX

Polkadot (DOT)

0.08 DOT

Cardano (ADA)

1.15 ADA

Polygon (MATIC)

0.25 MATIC

Axie Infinity Shards (AXS)

0.024 AXS

Smooth Love Potion (SLP)

72 SLP

Solana (SOL)

0.014 SOL

SushiSwap (SUSHI)

6.82 SUSHI

Stellar (XLM)

1.2 XLM

Binance Coin (BNB)

0.0014 BNB

Ripple (XRP)

1.05 XRP

Pax Gold (PAXG)

0.015 PAXG

Shiba Inu (SHIB)

685,000 SHIB

ApeCoin (APE)

1 APE

USDT (Tron)

2 USDTTRX

Tezos (XTZ)

0.1 XTZ

Hedera (HBAR)

0.8 HBAR

Ronin (RON)

0.0010 RON

DogeCoin (DOGE)

4 DOGE

Paypal USD (PYUSD)

1 PYUSD

Toncoin (TON)

0.05 TON

USD Coin (USDCSOL)

1 USDCSOL

USDTTRX

4 USDTTRX

Yield Guild Games Coin (YGG)

0.011 YGG

Optimism (OP)

0.3 OP

GInsure

No additional fees, User needs to pay the monthly premium which varies per insurance offer

Basic Account Maintenance Fee

P15

Cards Acquiring

3.2% transactional MDR(cards rack rate for both online & offline, for users activating the product via G4B self-service signup)

QRPH via SoundPay

0.8% transactional MDR(QRPH rack rate for both online & offline, for users activating the product via G4B self-service signup)

Postpaid Plan 999

Php999 per month + MDR charges above thresholds

3% transactional MDR on transactions above Php25k (cumulative monthly threshold) card sales (Php0 to Php25k 0% MDR)

0.5% transactional MDR on transactions above Php10k (cumulative monthly threshold) QRPH sales (Php0 to Php10k 0% MDR)

Postpaid Plan 1800

Php1,800 per month + MDR charges above thresholds

3% transactional MDR on transactions above Php50k (cumulative monthly threshold) card sales (Php0 to Php50k 0% MDR)

0.5% transactional MDR on transactions above Php25k (cumulative monthly threshold) QRPH sales (Php0 to Php25k 0% MDR)

Postpaid Plan 3250

Php3,250 per month + MDR charges above thresholds

3% transactional MDR on transactions above Php100k (cumulative monthly threshold) card sales (Php0 to Php100k 0% MDR)

0.5% transactional MDR on transactions above Php50k (cumulative monthly threshold) QRPH sales (Php0 to Php50k 0% MDR)