GCash Services Fees

GCash Services

Fees

Updated as of August 1, 2025

Transfers

Send Money

None

Bank Transfer

PHP 15 per transaction, max of PHP 50,000 per transaction

Cash In and Cash Out

Online Cash In

The BPI Direct Cash In fee is PHP 5. This fee is imposed directly by BPI.
The UnionBank Direct Cash In fee is PHP 5.
For other banks, fees vary from PHP 5 to PHP 25, depending on their app.

Offline Cash In

PHP 8,000 amount per month is FREE.

Anything beyond PHP 8,000 is charged with 2% fee

Offline Cash Out

For RCBC Scan to Withdraw, PHP 18 per transaction

For other partners, 2% of transaction amount

GCash Pera Outlet

Pa-Cash In

1% of transaction amount

Pa-Cash Out

2% of transaction amount

Pay Bills

Varies per biller, ranging from PHP 5 up to PHP 100

Send Load

Varies per retailer, ranging from PHP 1 to PHP 50

Scan to Pay (Pabayad QR)

No fees, max PHP 10,000 amount per transaction
*Note that a GPO can transact up to PHP 100,000 per month

Self Fund In (Dagdag Pondo)

None

GLife

Cash In

None

Cash Out / Payment

None

Scan to Pay

Static QR

None

Dynamic QR

None

Generate QR

None

Generate Barcode

None

Webpay

Standard

User pays fees that varies from PHP 5 to PHP 50

Enhanced Security

User pays fees that varies from PHP 5 to PHP 50

Buy Load

Globe Telecom

PHP 1.00 for Below PHP 99 load
PHP 2.00 for PHP 99 and above load

Smart Communications

PHP 2.00 for Below PHP 99 load
PHP 3.00 forPHP 99 and above load

DITO Telecommunity

None

Gaming Pins

None

Pay Bills

Billers

Varies per billerranging from PHP 7 - PHP 40

Cards

Visa Card Orders

PHP 250

VISA Payment

None

VISA Withdrawal in ATM

Fees vary per ATM, from PHP 8 to PHP 20

AMEX Card Payment

None

GCash Card (International)

None

Online Payments

International Remittance

None

PayPal

None

Payoneer

None

International Transfers

US International Bank Cash In

USD 1

EU Bank Cash In

PHP 120

UK Bank Cash In

PHP 150

Outbound International Transfers

2% of the amount
Min fee of PHP 130, max fee of PHP 1200

Global Pay Scan to Pay (International)

None

GCash Overseas

Send Money

None

Bank Transfer

PHP 15 per transaction

Pay Bills

Varies per biller
ranging from PHP 7 - PHP 40

Buy Load

1% Convenience Fee

GSave (Deposit)

None

GSave (Withdraw)

None

GCash Travel

GCash Travel

None

GSave

Deposit

None

Withdraw

None

GFunds

Subscription

None

Redemption

None

ATRAM Philippine Sustainable Development and Growth Fund

1.75% Annual Trust Fee

ATRAM Global Equity Opportunity Feeder Fund

1.15% Annual Trust Fee

ATRAM Global Health Care Feeder Fund

1.15% Annual Trust Fee

ATRAM Global Infra Equity Feeder Fund

1.15% Annual Trust Fee

ATRAM Global Technology Feeder Fund

1.15% Annual Trust Fee

ATRAM Global Consumer Trends Fund

1.15% Annual Trust Fee

ATRAM Philippine Equity Smart Index Fund

1.50% Annual Trust Fee

ATRAM Total Return Peso Bond Fund

1.10% Annual Trust Fee

Philippine Stock Index Fund

1% Annual Trust Fee

ALFM Global Multi-Asset Income Fund

1.50% Annual Trust Fee

ATRAM Peso Money Market Fund

0.50% Annual Trust Fee

GStocks PH

Top-up

None

Withdraw

None

GStocks PH: For Buyers

Philippine Stock Exchange (PSE) transaction fees

0.005% of the gross trade amount

Securities Clearing Corporation of the Philippines (SCCP) fees

0.01% of the gross trade amount

Broker's Commission

0.25% based on the total gross amount

Value Added Tax (VAT)

12% of the broker's commission

GStocks PH: For Sellers

Stock Transaction or Sales Tax (Final Withholding Tax withheld by the Broker)

0.6% of the gross selling proceeds

Philippine Stock Exchange (PSE) transaction fees

0.005% of the gross selling proceeds bought

Securities Clearing Corporation of the Philippines (SCCP) fees

0.01% of the gross selling proceeds

Broker's Commission

0.25% based on the total gross selling proceeds

Value Added Tax (VAT)

Equivalent to 12% of the broker's commission

GCrypto

Top-up

None

Withdraw

None

Buy

None

Sell

None

Receive Crypto

None

Send Crypto

Withdrawal fees associated with Send Crypto differ per coin. This includes network fees that the Sender pays.

Bitcoin (BTC)

0.001 BTC

Ethereum (ETH)

0.005 ETH

Tether (USDT)

9.9 USDT

USD Coin (USDC)

9.9 USDC

Bitcoin Cash (BCH)

0.0019 BCH

Litecoin (LTC)

0.003 LTC

Uniswap (UNI)

1.15 UNI

Chainlink (LINK)

0.9 LINK

Basic Attention Token (BAT)

27 BAT

Enjin (ENJ)

17 ENJ

The Graph (GRT)

44 GRT

Avalanche (AVAX)

0.02 AVAX

Polkadot (DOT)

0.08 DOT

Cardano (ADA)

1.15 ADA

Polygon (MATIC)

0.25 MATIC

Axie Infinity Shards (AXS)

0.024 AXS

Smooth Love Potion (SLP)

72 SLP

Solana (SOL)

0.014 SOL

SushiSwap (SUSHI)

6.82 SUSHI

Stellar (XLM)

1.2 XLM

Binance Coin (BNB)

0.0014 BNB

Ripple (XRP)

1.05 XRP

Pax Gold (PAXG)

0.015 PAXG

Shiba Inu (SHIB)

685,000 SHIB

ApeCoin (APE)

1 APE

USDT (Tron)

2 USDTTRX

Tezos (XTZ)

0.1 XTZ

Hedera (HBAR)

0.8 HBAR

Ronin (RON)

0.0010 RON

DogeCoin (DOGE)

4 DOGE

Paypal USD (PYUSD)

1 PYUSD

Toncoin (TON)

0.05 TON

USD Coin (USDCSOL)

1 USDCSOL

USDTTRX

4 USDTTRX

Yield Guild Games Coin (YGG)

0.011 YGG

Optimism (OP)

0.3 OP

Near Protocol Coin (NEAR)

0.02 NEAR

Celo (CELO)

1 CELO

GInsure

GInsure

No additional fees, User needs to pay the monthly premium which varies per insurance offer

Basic Account Maintenance Fee

Basic Account Maintenance Fee

Fees vary depending on the duration the account remains unverified. Charging starts after an account is suspended for exceeding the allowable 12-month verification period.
‍
Years of Charging - Monthly Fee
Years 1 to 2 - PHP 10
Years 3 to 4 - PHP 20
Years 5 to 6 - PHP 30
Years 7 to 8 - PHP 40
Years 9 to 10 - PHP 50

B2B

Cards Acquiring

3.2% transactional MDR(cards rack rate for both online & offline, for users activating the product via G4B self-service signup)

QRPH via SoundPay

0.8% transactional MDR(QRPH rack rate for both online & offline, for users activating the product via G4B self-service signup)

Postpaid Plan 999

PHP 999 per month + MDR charges above thresholds

3% transactional MDR on transactions above PHP 25k (cumulative monthly threshold) card sales (PHP 0 to PHP 25k 0% MDR)

0.5% transactional MDR on transactions above PHP 10k (cumulative monthly threshold) QRPH sales (PHP 0 to PHP 10k 0% MDR)

Postpaid Plan 1800

PHP 1,800 per month + MDR charges above thresholds

3% transactional MDR on transactions above PHP 50k (cumulative monthly threshold) card sales (PHP 0 to PHP 50k 0% MDR)

0.5% transactional MDR on transactions above PHP 25k (cumulative monthly threshold) QRPH sales (PHP 0 to PHP 25k 0% MDR)

Postpaid Plan 3250

PHP 3,250 per month + MDR charges above thresholds

3% transactional MDR on transactions above PHP 100k (cumulative monthly threshold) card sales (PHP0 to PHP 100k 0% MDR)

0.5% transactional MDR on transactions above Php50k (cumulative monthly threshold) QRPH sales (PHP 0 to PHP 50k 0% MDR)