PROMO MECHANICS

Tap to Pay x BYD Raffle with GCash

1. This promo shall be open to all verified new and existing GCash users nationwide that have NFC enabled android phones, have opted in to join the raffle, and use Tap to Pay with a P50 minimum spend, whether in the Philippines or abroad.
   
   How to opt into the raffle
   1. Open the GCash app: and log in.
   2. Check the Action Cards below the Explore the app carousel for the promotion.
   3. Tap the Action Card to opt in.
   4. Once the card is tapped, the user has opted in to all remaining draws of the raffle.

2. There will be 3 raffle draws.

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Schedule of Raffle Draw

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Each draw will result in 1 winner (per draw) as the winner of the BYD Seal-5. Additionally, 30 backup winners will be drawn.

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3. Eligible users will be given the corresponding amount of raffle entries the day after they do a successful Tap to Pay transaction and opt in to join the raffle:

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Raffle Entry Mechanics

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5. There is no limit to the number of raffle entries a user may acquire for Local (PH) and international payments within the promo period.
6. Refunded transactions and fraudulent transactions are not eligible for raffle entries.
7. After the promo ends and the winners have been selected, the winners will be notified via email, registered mail, push notifications and GCash app inbox.
8. The Promo period will run from September 15, 2025 to December 8, 2025.
9. A participant can only win a BYD Seal-5 once throughout the whole campaign.
10. Winners selection will be done via an online randomizer with a DTI representative present following the Schedule of Raffle Draws above.
11. The winners are expected to reply within 10 calendar days from the notification from GCash while actual claiming of the prize will be done by the winner and the BYD dealership within 60 days upon notification. If there is no response from the winner within this period, the prize shall be forfeited and will be awarded to a back-up winner, which shall be determined in the presence of a DTI Representative.
12. The BYD Seal-5 is non-transferable and not convertible to cash and cannot be replaced with other items/ services.  
13. GCash reserves the right to select the trims/variants of the BYD Seal-5.
14. Winners of the BYD Seal-5 must go to any of the BYD dealerships located in Metro Manila, Cebu, or Davao to claim the car. 
15. GCash reserves the right to not award, cancel or withdraw the prize or benefit to accounts that are proven to be invalid (i.e same user using a different mobile number winning more than once) or fraudulent (i.e. abuse of system).
16. All out-of-pocket expenses, transportation to and from the dealership, transporting the car, and any other ancillary costs and expenses incurred by the winner are the responsibility of the winner, where applicable. 
17. In the event that the BYD Seal-5 winner is based outside of Metro Manila, Cebu, or Davao the winner shall shoulder the transportation costs and all other travel expenses in going to and from the BYD Dealerships.
18. The BYD Seal-5 shall be subject to the following terms and conditions:

• The winner must claim the car within 60 days of notification..
• Details of the winners will be provided by GCash to BYD
• The prize is non-changeable, non-refundable and non-transferrable. 
• Car shall be claimed by the winner in any BYD dealership.
• Only the cost of the car is covered.
• Other costs such as transportation costs are excluded.

21. GCash reserves the right to vary these Terms & Conditions with prior approval of DTI.
22. All GCash employees, their partners and affiliates, and relatives up to the second degree of consanguinity or affinity, are disqualified from winning the Tap to Pay x BYD Raffle with GCash prize.
23. 20% prize taxes shall be shouldered by GCash
24. The winners shall grant GCash the exclusive permission to use and disclose personal information, photographs and videos in connection with the promo for marketing purposes and waive any claims to royalty, right, grant or remuneration for such use on TV, radio, website or social media pages. The winners may likewise be required to participate in publicity programs which GCash may organize. Expenses and/or costs for attending such functions shall be shouldered by the winners.
25. Upon claiming the prize, the winners agree to free GCash from any liability for damages suffered as a result of using the raffle prizes, provided such damages are not the result of serious and deliberate misconduct on the side of GCash. GCash shall not be held liable for any claim related to the raffle rewards .Consequently, GCash shall not entertain any request for indemnity of reimbursement accompanying such claim. Consequently, GCash shall not entertain any request for indemnity of reimbursement accompanying such claim.

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HOW TO JOIN

Tap to Pay x BYD Raffle with GCash

Eligible users will be given the corresponding amount of raffle entries the day after they do a successful Tap to Pay transaction and opt in to join the raffle:

How to opt into the raffle

1. Open the GCash app: and log in.
2. Check the Action Cards below the Explore the app carousel for the promotion.
3. Tap the Action Card to opt in.
4. Once the card is tapped, the user has opted in to all remaining draws of the raffle.

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Raffle Entry Mechanics

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There is no limit to the number of raffle entries a user may acquire for Local (PH) and international payments within the promo period.

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DETERMINATION OF WINNERS 

Tap to Pay x BYD Raffle with GCash

1. After the promo has ended, GCash will collect all eligible raffle entries and choose the winners via a raffle draw using an online randomizer. This will be done in the presence of DTI, GCash (G-XChange Inc) following the raffle schedule below. A list of thirty (30) reserve winners per raffle draw will be selected as well, to be chosen in order, in the event that any of the original winners must forfeit the prize. 

Schedule of Raffle Draw

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3. After the winners have been identified, this list of winners will be passed on to the GCash operations team for final risk verification.
4. After passing risk checks, the winners will be notified that they have won by 6pm on December 31, 2025.

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IV. PRIZES 

Tap to Pay x BYD Raffle with GCash

1. BYD Seal-5 (3 winners)

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Per DTI Fair Trade Permit No. FTEB-XXXX Series of 2025

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