This promo is open only to select fully verified GCash users who are eligible to use GCash Borrow products and receive an official SMS and GCash inbox invite indicating that they are qualified to participate in the Summer User Loyalty Program. User must NOT have availed or ordered a GCash VISA card before joining the program.
Promo Mechanics
If a user receives an SMS from GCash stating that they are qualified for the User Loyalty Program, then they can participate and get the reward.
Qualified users must use at least two (2) different GCash Borrow products for their Summer Travels within the stated promo period. The 3 available GCash Borrow products are:
To check for their eligibility for these products, they may login to the GCash app > tap on Borrow tab > go through each available product dashboards to see if they are eligible to use the product.
Transactions that qualify for this program are as follows:
Product
Loan/Purchase Type
GLoan / GLoan Sakto
Loans with identified purpose type as “Travel”
GGives or GCredit (with at least 1 single transaction amounting to at least P500)
Any online, offline, GLife purchase or GCash Billspay payment in the ff merchants:
Example: A user who uses GGives for their Cebu Pacific ticket booking and then uses GCredit for their Klook tours booking will QUALIFY for the reward because they used at least two (2) GCash Borrow products. However, a user who uses GGives for their Cebu Pacific ticket booking and uses GGives again for their hotel booking on Agoda will NOT QUALIFY for the reward because they only used the same loan product for their Summer Travels loans/purchases.
Users must avail of a GCash Borrow Product from Apr 16 - Jun 30, 2025.
After the promo period ends on Jun 30, 2025, users who qualify for the reward will receive a notification from official GCash channels to confirm that they will receive the reward. Users will also be notified that the voucher reward is made available via their Voucher Pocket accessible via the GCash app. To access the voucher, login to the GCash app > tap on Profile > tap on Voucher Pocket > click on the corresponding voucher for the free VISA card.
To avail of the free GCash VISA card, users must click on the corresponding voucher reward which will lead them to the GCash Card Order Form. Users must input the necessary details to complete their order. The voucher discount should automatically apply and no fees will be charged to the user.
Users who already have a VISA card will not qualify for the promo reward as each GCash user can only have 1 active VISA card. Users will not be able to push through with the GCash Card Order Form if they already have an active VISA card. This promo reward is non-transferable.
Users are expected to maintain timely repayments for their loans. Users can track their payment schedule on the GCash app through the following steps:
Login to the GCash app. Tap the Borrow tab, then click on the loan product you availed of. You should be redirected to the product dashboard.
For GLoan: On the GLoan dashboard, tap on “My Loans” to view your active loans > tap on respective loan account to view the loan details > click on “Payment Schedule” to view loan due dates and payment tracker.
For GGives: On the GGives dashboard, tap on “My Loans” to view your active loans > tap on respective loan account to view the loan details > click on “Payment Schedule” to view loan due dates and payment tracker.
For GCredit: On the GCredit dashboard, users may view their billing details which includes their current billing cycle and breakdown of their dues. Users have 15 days after their billing date to pay for their total amount due or minimum amount due ( 10% MAD).
GCash reserves the right and has the authority to conduct audits and/or to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
Each GCash Borrow products’ Terms and Conditions apply to this promo. View T&Cs here:
DTI Fair Trade Permit No. FTEB-XXXXXX. Series of 2025.
Frequently Asked Questions
Only selected users are able to qualify and participate in the Summer Loyalty Program. You must be a fully verified GCash user and have received an official SMS invite to participate.
Users who receive the official SMS invite indicating that they are qualified for the Loyalty Program are automatically part of the program. However, to avail of the reward, you must use at least two (2) GCash Borrow products for your travel expenses and purchases.
Users must use at least two (2) different GCash Borrow products.
GLoan
GLoan Sakto
GCredit
GGives
Note: You must be eligible for the product before you can avail of it. To know if you are eligible to use the Borrow products, login to GCash > tap Borrow > select the respective Borrow product icon to enter the dashboard and check on your eligibility.
Users must avail of 2 different GCash Borrow Products. If by the end of the promo period, user ends up using 2 of the same product (ex: 2 transactions of GCredit), then the user will not qualify for the reward.
Only travel-related loan availments and expenses will qualify for this program. See mechanics above to know what exact GCash Borrow transactions are counted.
Users should avail of GCash Borrow products within April 16 - Jun 30, 2025
After the promo period ends on Jun 30, 2025, users will receive a voucher for a free VISA card in their Voucher Pocket. To view the voucher, login to the GCash app > tap on Profile on the bottom right > tap on Voucher Pocket. Users will receive an SMS once the voucher has been seeded to be notified that they can order their free GCash Visa Card.
Unfortunately, current VISA card users are not eligible for this promo. If a user already has a VISA card, they will not be able to proceed in ordering a card, given that each user can only order 1 VISA card at a time through the app. You will no longer be able to order another VISA card even if you qualify for the promo.
Any person or entity professionally connected with the promotion; and any person prohibited from participating in the Promotion under any statute, law, regulation, ordinance, rule, directive, guideline, policy, requirement, or other governmental restriction or any similar form of decision, or determination by, or any interpretation or administration of any of the foregoing by the Philippines or any instrumentality thereof.
Users who are not eligible to use GGives.
Users who engage in this or any form of promo abuse will be barred from future promotional activities.
