Pay for your child’s tuition fees in 6 up to 15 month installments powered by GCash
Program Details
The GGives Study Now, Pay Later Loan Program powered by GCash is designed for parents and/or guardians supporting their child’s college education, as well as self-supporting students in need of financial assistance. It allows tuition fees and other school fees to be paid upfront using GGives,, with the flexibility to repay in affordable monthly installments.
DTI Fair Trade Permit No. FTEB-229690 Series of 2025
Applicant Eligibility
The Study Now, Pay Later Loan Program application is available for all fully verified GCash users who are supporting a student in the tertiary level and above. Those applying for the Study Now, Pay Later Loan Program will be the loan owner or loan holder and must fulfill the following criteria:
Be at least 21 years of age
Be a Filipino citizen
Have a fully verified GCash mobile number
Have a source of income & is able to provide a recent proof of income
May or may not be currently eligible to GGives or any other Fuse Borrow product
Must not have an active or existing GGives loan being paid for currently
We will only accept one loan application per GCash user and one loan applicant per student. Only one student can be listed by the loan applicant.
All applicants for the Study Now Pay Later Loan Program are still subject to the review & approval of the GCash and Fue team. GCash reserves the right and has the authority to conduct audits and/or to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
Student Coverage
The Study Now, Pay Later Loan Program is in support of a student who fulfills the following qualifications:
Student must be an incoming freshman, a returning college student, or a post-graduate student
Student must be enrolled or planning to enroll in the ff schools:
Mapua Malayan Digital College
National Teachers College
Student must be a Filipino citizen
Student must be at least 18 years old
Tuition Coverage:
This Study Now Pay Later Loan Program grants the applicant or loan holder an upgraded GGives credit limit that can be used to pay up to 100% of tuition fees, miscellaneous fees and other fees paid directly to the school. The loan program offers a one-time use credit limit access that can only be applied in the selected school as indicated on the applicant form.
Depending on the review by our team, the approved loan amount may differ from the loan amount requested on the application form. Approved applicants may view their approved GGives loanable amount/credit limit on their GGives dashboard in the GCash app.
The tuition payment can only be made via GCash Pay Bills and the approved GGives loanable amount is locked to the school selected on the form. The user may simply pay for their tuition fees on the GCash Pay Bills feature and select GGives as their payment method.
Loan Interest Rates and Other Details:
The GGives Study Now, Pay Later Loan Program will have a fixed interest rate applied depending on the chosen tenor. Tenor selection happens upon tuition payment on the Pay Bills feature after choosing to pay with GGives.
There are no other processing fees or origination fees charged to the loan owner. Approved applicants will also enjoy 0 downpayment required to access the GGives Study Now, Pay Later Loan offers.
*Note: Availability of the 15 mos tenor option may vary depending on the users’ approved loan amount/credit limit.
Loan Validity
The Study Now, Pay Later loan offer is valid for one-time use only and can only be used to pay for the student's school fees in their selected school via GCash Pay Bills. If loan offer is unused, it will expire by SEPTEMBER 15, 2025 unless otherwise stated. Expiration date of offer can be viewed on the GGives dashboard of approved applicants.
Participating Schools:
The Study Now, Pay Later Loan Program is only available in the ff schools:
Mapua Malayan Digital College
How to apply:
Interested applicants must scan the official QR code as endorsed by their school or as published on official GCash channels.
Interest applicants must fill out all the required fields on the form. Kindly ensure all information provided is true and correct.
All applications are subject to review by the GCash and the Fuse team. There is no guaranteed approval for any applicant for the Study Now Pay Later Loan Program.
Once results are available, the applicant will receive a notification via official GCash channels.
If the applicant is approved for the Study Now Pay Later Loan, they may activate their GGives on the GCash app by tapping Borrow > GGives upon login.
What should I prepare before applying for the Study Now Pay Later Loan
Applicants must prepare the the ff details:
Year Level and Course of student
Terms with outstanding balance to be paid for
Total tuition amount needed
The ff documents are also required for submission upon application:
Student’s most recent student ID
Student’s most updated Enrollment Form, Certificate of matriculation or SOA (or document which states the tuition balance to be paid for)
Loan Applicant’s valid Government ID
Loan Applicant Updated Proof of Income (within 3 mos; up to 2 submissions)
(Optional) Student’s most recent report card
How to pay for your child’s tuition with GGives:
To pay for your tuition and other school fees using GGives, you may do so by
Logging into GCash
Tap on “Bills” > Select biller category “Schools”
Select the school your child is enrolled in
Input and complete the necessary information on the Pay Bills page
Select GGives as your payment source
Choose your preferred payment tenor
View and sign your disclosure statement to complete your transaction
Yes, as long as the student fits the loan applicant qualifications then they can be both the loan applicant and the student supporting themselves:
Be at least 21 years of age
Be a Filipino citizen
Have a fully verified GCash mobile number
Have a source of income & is able to provide a recent proof of income
May or may not be currently eligible to GGives or any other Fuse Borrow product
Does not have an active/existing GGives loan still being paid for
Yes as long as they fit the criteria to be a loan applicant.
No, the GCash number provided must be owned by the loan applicant who is connected to the student
Yes! If you would like to avail of a possible higher credit limit offer and better interest rates for your child’s school, then you may still apply for the SNPL loan offer program. Just be sure that you have no ongoing/active loans with GGives.
For now, we will only allow one application per GCash user and each application can only be in support of one undergraduate/postgraduate student
No, only college and postgraduate level students who are at least 18 years old can be covered by the Study Now, Pay Later loan program.
II. On the Loan Application Process
Applicants should receive a notification via official GCash channels within 7 - 15 calendar days from the date of application submission
Loan applicants can submit the ff as their proof of income:
Last 3 Mos Payslip
Certificate of Employment that states monthly salary (dated within last 3 mos)
Payroll Account (screenshots that show most recent balances)
Bank Statements (dated w/in last 3 mos)
Income Tax Return of prev year (2316)
DTI Permit of Own Business (must be named under loan Applicant)
City Business Permit or Brgy Business Permit (must be named under loan Applicant)
(For OFWs) Employment Contract that states salary (dated w/in last 3 mos)
(For OFWs) Remittance Receipts (compilation of last 3 mos)
Yes! You may compile in 1 PDF file all other proof of income you have to support your application and submit them as your second proof of income on the form.
The tuition assessment form is any document/proof from the school or the school website that indicates the ff details:
School Name
Student Name
Student Year level & Course
Semester
Student Tuition Amount
Yes, simply submit the most recent ID available to the student.
Unfortunately, all applications submitted are final and edits can no longer be made.
The report card submission is an optional requirement. You may opt not to submit anything.
III. On the Loan Application Process
All applications need to undergo a review by the GCash and Fuse team and will be subject to approval. GCash and Fuse Financing Inc. reserves the right and has the authority to conduct audits and/or to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law
You must first activate your GGives before you can use it. Login to the GCash app > tap Borrow > select GGives and follow the steps to activate it you haven’t yet. If you had activated it before, there is no need to activate the product again.
Once activated, you may now view the approved credit limit offer on your GGives dashboard. To pay for your tuition using the GGives SNPL loan offer, you need to settle your tuition fees via GCash Pay Bills feature and select GGives as your payment method. Please note that the SNPL loan offer will only apply to your selected school.
Unfortunately, no. Multiple loan application submissions will result in the same feedback. We will notify you for any more education-specific offers and perks in the future.
Other Questions
The SNPL Loan Offer will expire and you will no longer be able to use your upgraded GGives credit limit. However, if you were eligible for GGives before you applied for the SNPL Loan Program, then you can still use your remaining credit limit at any GCash-partnered stores.
The SNPL Loan Offer will expire and you will no longer be able to use your upgraded GGives credit limit with preferential interest rates locked to the school of your choice. However, if you were eligible for GGives before you applied for the SNPL Loan Program, then you can still use your remaining credit limit at any GCash-partnered stores.
