Last Installment Free with GGives!

Promo is open to fully verified GCash users who are qualified for GGives and have activated their GGives installment payment option via the GCash app.
A user’s GGives transaction will qualify for the Last Installment Free Promo if it meets the following criteria:

The transaction must be paid for using GGives installment loan within the stated promo period.
The transaction must be made physically in-store at any of the listed participating merchants below.
The GGives loan tenor (i.e., number of months to pay) chosen for the transaction be the 12 month installment plan.
The transaction must be paid for using the official GCash QR available in-store (Scan to Pay, Barcode QR or Dynamic QR)
Note: Transactions made on non-GCash QRPH codes will not qualify for the promo.

The user will receive an SMS notification to inform them that their recent transaction paid with GGives is qualified for the Last Installment Free Promo. Expect to receive this SMS within 2-5 business days from the date of the transaction.
If a user’s transaction qualifies, the user must pay for their GGives monthly dues on time until the 11th payment, in order to get their last installment waived.
The user can track their monthly payments via the Payment Schedule feature in the GGives dashboard which shows the monthly due dates and the amount due. This is always available and accessible to the user via the the GCash app through the following steps:
1. Open the GCash app. Tap the Borrow icon, then tap GGives. User should be redirected to the GGives dashboard.
2. Under “My Loans”, user should be able to see the transaction/s paid for using GGives. Click on a loan account.
3. Then click on “Payment Schedule” to view the monthly payment tracker.
If a user’s transaction qualifies for the Last Installment Free Promo and the user has successfully paid their monthly dues on time until month 11, they will receive an SMS notification to inform them that their 12th installment payment will be waived before their 12th month due date.
The Last Installment Free incentive is applicable to any number of transactions/purchases made at participating stores within the stated promo period per merchant.
Transactions that have been canceled, refunded or paid off/settled early will no longer qualify for the Last Installment Free incentive.
GCash reserves the right and has the authority to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
GGives Terms and Conditions apply to this promo. Please see here to learn more: https://new.gcash.com/terms-and-conditions/ggives
Per DTI Fair Trade Permit No. FTEB-200908. Series of 2024.

SUPERMARKETS

Merchant Name	Purchase Period
Choicemart	Sep 1, 2024 - Dec 31, 2024
Ever Supermarket	Sep 1, 2024 - Dec 31, 2024
Gaisano Grand Grocery	Sep 1, 2024 - Dec 31, 2024
LCC Supermarket	Sep 15, 2024 - Dec 31, 2024
NCCC Supermarket	Sep 1, 2024 - Dec 31, 2024
Puregold	Sep 1, 2024 - Dec 31, 2024
Prince	Sep 1, 2024 - Dec 31, 2024
Robinsons Easymart	Oct 7, 2024 - Dec 31, 2024
Robinsons Supermarket	Oct 7, 2024 - Dec 31, 2024
San Roque Supermarket	Sep 1, 2024 - Dec 31, 2024
Shopwise	Oct 7, 2024 - Dec 31, 2024
Super 8	Sep 15, 2024 - Dec 31, 2024
Unitop	Oct 7, 2024 - Dec 31, 2024

ELECTRONICS

Merchant Name	Purchase Period
Aerophone	Sep 1, 2024 - Dec 31, 2024
Datablitz	Oct 7, 2024 - Dec 31, 2024
Fonestyle	Oct 7, 2024 - Dec 31, 2024
PC Express	Sep 1, 2024 - Dec 31, 2024
Power Mac Center	Oct 7, 2024 - Dec 31, 2024
Silicon Valley	Oct 7, 2024 - Dec 31, 2024
The Loop	Oct 7, 2024 - Dec 31, 2024
Vivo	Oct 7, 2024 - Dec 31, 2024

APPLIANCES

Merchant Name	Purchase Period
Asian Home Appliance Center	Sep 15, 2024 - Dec 31, 2024
Fiesta Appliance	Sep 1, 2024 - Dec 31, 2024
Imperial Appliance	Sep 1, 2024 - Dec 31, 2024

RETAIL

Merchant Name	Oct 7, 2024 - Dec 31, 2024
Gaisano Mall - Davao	Sep 1, 2024 - Dec 31, 2024
NCCC Department Store	Sep 1, 2024 - Dec 31, 2024
Planet Sports	Sep 1, 2024 - Dec 31, 2024
Sports Central	Sep 1, 2024 - Dec 31, 2024

GGives users can get their last installment waived if they avail of a 12 month GGives installment loan within the promo period and repay their monthly dues on time for 11 months. The GGives transaction must be made in store using the GCash QR code or barcode at participating stores within the promo period.

GCash users can avail of the promo through the steps below:

Shop at participating stores and brands nationwide.
Pay with GGives 12 month installment option.
Pay on time for your GGives loan for 11 months.
Receive the notification that your 12th month’s payment has been waived.

Sept 1 - Dec 31, 2024

If the user qualifies for the incentive and successfully pays on time for 11 months, user will receive an SMS notification before the last installment is due. It will indicate that the user no longer needs to pay for their last installment and the loan is considered paid off and closed.

Yes, as long as the user pays using GGives at participating stores within the promo period, their transaction/s can qualify for the Last Installment Free incentive. The user must be responsible in maintaining on time payments for their multiple GGives loan accounts.

Any person or entity professionally connected with the promotion; and any person prohibited from participating in the Promotion under any statute, law, regulation, ordinance, rule, directive, guideline, policy, requirement, or other governmental restriction or any similar form of decision, or determination by, or any interpretation or administration of any of the foregoing by the Philippines or any instrumentality thereof.
Ineligible GGives users who do not meet the qualification requirements
Users who engage in this or any form of promo abuse will be barred from future promotional activities.

If you successfully qualify, you will receive an SMS notification within 3-5 business days upon purchase to indicate that you are qualified for the Last Installment Free Promo. Before your last installment is due you will also receive an SMS as long as you are initially qualified and you have met all the repayment requirements. If you did not get the SMS upon purchase indicating that you are qualified or you paid on time but did not get the follow up SMS to indicate that you last month payment is waived. please go to help.gcash.com and submit a ticket to follow up.