Promo Mechanics

1. Open only to eligible GCredit customers under CIMB Bank who received an SMS and Push Notification from us that contains the campaign message will be eligible for the promotion. Promo is open to GCredit users without Bills pay transactions with GCredit ever and Inactive GCredit Bills Pay users for the last 3 months.
2. Eligible users must have used their GCredit as a payment option for Pay Bills payments for specific billers in the GCash app. Visit go.gcash.com/usegcredit to learn where & how to use GCredit.
3. Eligible users may settle their bills for specific billers with GCredit and can get PHP 100 cashback voucher with a minimum single-receipt spend of PHP 1000. 
4. This promo covers all bills pay transactions for the following biller categories:
   
   • Water Utilities
   • Electric Utilities
   • Cable/Internet 
   • Telecoms
   • Transportation
5. Promo starts on October 1, 2025 until December 31, 2025.
6. The reward given will be in the form of a cashback when the customer has a bills pay transaction in the GCash app that meets the requirements of this promo.
7. Each customer is eligible to receive cashback per bills pay transaction that meets the minimum spend. Customers can only avail of the promotion once in the said period.
8. Cashback amount is PHP 100 for every GCredit user.
9. The reward will be credited to the user’s GCash wallet upon successful validation of customers payment for every billing cycle then within fifteen (15) business days after the billing month.
10. Customers must repay the whole amount loaned before any rewards will be awarded on or before the due date and no past due during the billing cycle.
11. Eligible customers must have a valid GCredit  account (with good standing) for cashback crediting in GCash wallet.
12. GCash & CIMB Bank reserves the right and has the authority to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
13. Per DTI Fair Trade Permit No. FTEB-236715. Series of 2025.

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Promo Notification Eligibility

1. Open only to eligible GCredit customers under CIMB Bank who received an SMS and Push Notification from us that contains the campaign message will be eligible for the promotion. Account holders must have an active GCredit account.

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Reminder

This promo will only be sent out via official and verified GCash communication channels. GCash will never ask for your OTP (One-Time Pin) and MPIN for this promo.

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Frequently Asked Questions

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