GGives users can get their last month waived if they avail of a 12 month GGives installment loan within the promo period and repay their monthly dues on time for 11 months. The GGives transaction must be made in store using the GCash QR code or barcode at participating stores within the promo period.

GCash users can avail of the promo through the steps below:

1. Shop at participating stores and brands nationwide.
2. Pay with GGives 12 month installment option.
3. Pay on time for your GGives loan for 11 months.
4. Receive the notification that your 12th month’s payment has been waived.

If the user qualifies for the incentive and successfully pays on time for 11 months, user will receive an SMS notification before the last installment is due. It will indicate that the user no longer needs to pay for their last installment and the loan is considered paid off and closed.

Yes, as long as the user pays using GGives at participating stores within the promo period, their transaction/s can qualify for the Last Month Free incentive. The user must be responsible in maintaining on time payments for their multiple GGives loan accounts.

1. Any person or entity professionally connected with the promotion; and any person prohibited from participating in the Promotion under any statute, law, regulation, ordinance, rule, directive, guideline, policy, requirement, or other governmental restriction or any similar form of decision, or determination by, or any interpretation or administration of any of the foregoing by the Philippines or any instrumentality thereof.
2. Ineligible GGives users who do not meet the qualification requirements
3. Users who engage in this or any form of promo abuse will be barred from future promotional activities.

If you successfully qualify, you will receive an SMS notification within 3-5 business days upon purchase to indicate that you are qualified for the Last Month Free Promo. Before your last installment is due you will also receive an SMS as long as you are initially qualified and you have met all the repayment requirements. If you did not get the SMS upon purchase indicating that you are qualified or you paid on time but did not get the follow up SMS to indicate that you last month payment is waived. please go to help.gcash.com and submit a ticket to follow up.